Real Estate Transaction

Being involved in any of the stages of any real estate market, whether it is buying, selling or refinancing, should come with an advanced understanding of the benefits of working with an experienced real estate lawyer. When looking for the right real estate lawyer, you need a team who is focused on your individual needs.

We take pride in providing prompt, accurate, and reliable legal information and services. Our hands-on expertise in Real Estate Law, combined with our decades-long experience in extensive in depth realestate knowledge, provide you with the confidence you need to move forward with your real estate needs.



In many cases, buying a home or property can be a straightforward process. But there can be hidden issues that you may not even know could exist. If there are snags preventing a clean title to the property, an agenda of the other party, or other obstacles, our expert team can assist you in sorting out the issues to ascertain that you have a clear title and peace of mind after your purchase has closed.


Mortgage refinancing is the process of paying off an existing loan and replacing it with a new loan with different terms than the original mortgage. Some homeowners refinance their home to obtain a lower interest rate; shorten the term of their mortgage; convert from an adjustable-rate mortgage (ARM) to a fixed-rate mortgage (FRM), or the other way around; use a home’s equity to finance a large purchase; remove someone from the title; access funds for investing; or consolidate debt. Some of these reasons have pros and cons, and since refinancing your home can be costly and stressful, homeowners should discern whether their reason for refinancing provides a true benefit.

If you want to refinance your mortgage and want assistance into navigating the decision, seeking help from a real estate lawyer is the solution. Since refinancing a mortgage can bring about various legal issues, working with Kaur Law Professional Corporation is a huge benefit. Our lawyers can help you deal with all the types of refinanced as our experience will make refinance closing a pleasant experience for you.

Private Mortgage:

Private mortgage lending is a very specialized field and we have the expertise and experience to be able to assist you with private lending and borrowing. Private lender financing in Canada is growing exponentially and is now one of the most preferred options for purchasers looking to finance their needs.

Many persons prefer private mortgages over other forms of credit due to certain reasons such as lack of credit history, or if they are credit challenged, retired or self-employed. The private lenders typically understand your situation better, and you get the loan at your preferred price. Options of many private lenders are also present which helps in getting competitive rates.

At Kaur Law Professional Corporation, our experienced Real Estate lawyers understand your specific circumstances and provide tailored and customized solutions for each of them.


Selling a property is more complicated than you may think. To complete the sale of a house or condo, the seller needs to assure the buyer that the property is in good condition and equal to the selling value. The seller will need to have a solid understanding of real estate law and procedures to make sure they can answer important questions about the property. Hiring a real estate lawyer can help you do this properly. At Kaur Law Professional Corporation, we will make sure that all the responsibilities and expectations are handled and met, and that all the documentation is understood and signed. We will also make sure that you receive the full amount of money you agreed on with the buyer when they signed the Agreement. We will make the necessary adjustments for property tax and maintenance fees too. We will guide you through the selling process and make sure your legal rights and financial interests are protected.

Reviewing Builder’s Agreements:

The majority of new home buyers may not realize the meaning of all of the clauses in a builder’s agreement to Purchase or Sale for a new home or a condo. One of the most common clauses may allow builders to charge additional unexpected costs for various items and there may be significant delays to the closing dates without any compensation for any of the parties involved. When purchasing a brand-new home from a builder, a residential real estate lawyer should review the Agreement to ensure purchaser’s rights are protected. The right representation can help such clauses in Agreement to be negotiated in a way that is fair for everyone.

Assignment Agreement:

Assignment is the process in which the interest of the purchaser-investor in the builder agreement of purchase and sale is transferred to a new buyer or assignee. Builder’s written consent is required in before assignment can take place by the purchaser-investor. The problem is that the average purchaser does not understand the intricacies of what is involved in order to successfully assign an interest in an Agreement with minimal tax implications. A further problem is that the form of the Assignment Agreement is quite complex.

Receiving sound legal advice for an assignment APS is crucial. Not only do you want a lawyer to review the contract itself, but you may require tax advice. A prudent lawyer will be on alert for any potential HST issues on an assignment and advise their client to confer with their accountant or the Canada Revenue Agency, as necessary, to determine any tax implications for the assignor or assignee. Our legal team has expertise in dealing with such matter, negotiating such clauses with other parries’ solicitors and work in sync to protect your rights related to the assignment.

Status Certificate Review:

Purchasing a condo or a condo townhouse? Wait before you waive your condition of status certificate in your Agreement of Purchase and Sale. Although there is no legal obligation to obtain and examine a status certificate before buying a condominium unit, it is extremely risky not to do so. Consult with our experienced realestate lawyers who will look through your status certificate closely to make sure that you do not have to worry about any unexpected common expense increase in near future or you are not paying condo-corporation’s prior debts.

Only an experienced lawyer can advise you over the risks and liabilities of purchasing a condominium. We can do all that micro analyzing for you and if your status certificate is clear, you can confidently waive your condition and close your transaction.

GST/HST Rental Rebate Application:

Harmonized Sales Tax or HST, was implemented on July 1, 2010, harmonizing the Federal GST of 5% with the Provincial PST of 8% into HST of 13%. The HST can form a large part of the Home Closing Costs or Home Legal Costs in your Purchase Transaction. Depending on your type of property purchase, the HST implications may differ. If you are purchasing a newly built property from a Builder as an investment and you do not move into the property, you are not eligible for the HST New Housing Rebate portion of the Purchase Price. In this scenario, you will have to repay the lost HST New Housing Rebate to the Builder as an adjustment on final closing.

While you are not eligible for HST New Housing Rebate when you are buying for investment, you will be eligible for an HST Rental Rebate, if you enter into a lease to a Tenant to move into the property for at least a one-year period and apply for the HST Rental Rebate within 2 years of your final closing. The HST Rental Rebate is in the same amount as the lost HST New Housing Rebate that you would have paid to the builder as an adjustment on closing.

At Kaur Law Professional Corporation, we can prepare, complete and forward your Rental Rebate Application to CRA so that you may receive your rebate cheque within 90 days of application.

Title Search:

Buying a new home should be a joyful experience. Before contemplating purchasing a property, it is always a good idea to get title search done by professionals to avoid any unforeseen circumstances at a later stage. Our realestate team can assist you to understand the complex title search so that you can close your transaction with peace of mind.

Registration of Application, Notice and Caution:

There might be situations where you might be required to secure your right over a property. If you have a spousal interest in property, if you have a Trust Agreement or may be you have a judgement against the owner and you want to secure your interest in their property, or if you entered in to a form and binding agreement of purchase and sale and if seller refuses to close on the firm closing date, we can help you to register an Application(General), a Notice or a Caution against the property. Contact our team to know your rights.

Transfer of Title/Ownership:

Transfer of title happens when a person is added or removed from the property ownership or title by the owner of the property. In this transfer of title process, many documents are needed such as ownership documents, property tax bills, bank confirmation, property insurance and much more. In general circumstances of title transfer, a homeowner can add another family member, remove a family member, or get new unrelated persons on the title.

When you turn to a member of our team, you’re in the safe, experienced hands of legal professionals, each of whom is adept in processing the transfer of properties.

Useful Links: